Injured as a Pedestrian in NJ, What Happens Next?

Being struck by a vehicle as a pedestrian in New Jersey can have devastating, life-altering consequences. The steps you take right after the accident can impact your recovery and ability to recover compensation. Please continue reading to learn the essential steps to take following a pedestrian injury in New Jersey and how a dedicated Morris County Pedestrian Accident Attorney can guide you through the legal process. 

What Should You Do Immediately After Being Struck by a Vehicle in New Jersey? 

Getting hit by a vehicle while walking is a shocking and disorienting experience. Despite the initial confusion, taking immediate action is vital for your health and any future legal claims. First, you must call emergency services. Don’t skip this step even if you believe you’re walking away unscathed. Adrenaline often hides pain, and professional documentation is vital to link the accident to your injuries. 

If you can, start gathering evidence by taking photos and videos of the scene, the car, road signs, and visible injuries. It’s important to exchange contact and insurance details with the motorist. Finally, gather contact information from witnesses. Their accounts can help if fault becomes disputed. 

How Does New Jersey’s No-Fault (PIP) System Work?  

Pedestrians struck by insured vehicles typically qualify for Personal Injury Protection (PIP) coverage, which provides compensation for medical care regardless of fault. Under the “Deemer Statute,” even out-of-state drivers may be required to provide these benefits. If you don’t own a vehicle or live with someone who has an auto policy, you might avoid New Jersey’s ‘verbal threshold,’ making pain and suffering claims much simpler. An attorney can help you navigate your options if this threshold applies to you. 

Should I Talk to an Insurance Adjuster? 

Following a pedestrian accident in New Jersey, you will likely be contacted by an insurance adjuster seeking a recorded statement. Avoid doing so until you have consulted an attorney. Insurance adjusters are specifically trained to use leading questions to undermine your claima nd unfairly shift liability onto you. Even casual remarks made in the heat of the moment can be twisted and used against you. 

Given that the early interactions are so critical, securing professional legal guidance is the most effective defense. A skilled attorney from Lutz Injury Law will protect your interests against insurance tactics. Don’t wait too long to take action. Reach out to our firm today to schedule a confidential consultation, where we can explore your legal options and work to ensure your rights remain fully protected at every stage of this process.