Car Accident Attorney in Parsippany, NJ
Car accidents are the most common type of auto accident, and as such, are also the most common causes of personal injury claims. Typically, car accidents are minor and do not cause injuries. However, serious car accidents often require ER visits, hospitalizations, surgeries, and more. Oftentimes, these injuries are life-altering and can cause significant disabilities, resulting in lost wages, medical bills, and financial hardships. Lutz Injury Law understands how devastating a serious car accident can be, which is why if you have been injured in one, our experienced New Jersey personal injury attorney is here to help you through the claims process, every step of the way. Contact our firm today to learn more about how Lutz Injury Law can help you.
Causes of Car Accidents in New Jersey
New Jerseyans are familiar with the dense traffic in our state, especially around rush hour. Unfortunately, the higher the volume of cars on the road, the greater the chances are of an accident. Though sometimes accidents are simply inevitable, the most common cause of car accidents is driver negligence. Some of the most common types of driver negligence we see are as follows:
- Making illegal turns
- Driving under the influence of drugs or alcohol
- Driving while fatigued
- Texting and driving
- Carelessly changing lanes
- Otherwise driving recklessly by ignoring traffic lights, signs, and all other rules of the road
What to do After a Car Accident
Though the moments after a car accident are often filled with shock and serious pain, you should try and do the following (as long as you are still physically capable):
- Call the police. They will also send an ambulance, which will swiftly transport you to the hospital for treatment.
- While you await the ambulance’s arrival, calmly ask the other driver for their insurance information, though you should keep conversation to a minimum, and never say “sorry.” In some cases, this may be misrepresented as an admission of guilt, even if you only did so out of sheer politeness.
- Take pictures and videos of the damage to your car, the other driver’s car, and any property that was damaged in the accident.
- Ask witnesses of the accident for their contact information. Phone numbers, emails, or even business cards will do. Witness testimony is extremely valuable evidence when it comes time to prove your personal injury claim.
- Once you’ve been taken to the hospital and are in stable condition, ask your doctor for medical documentation regarding your injuries. These documents can report the time of the accident, how the accident happened, and the extent of the injuries you’ve sustained as a result.
- Speak with an attorney. Insurance companies are seldom on your side, which is why you will need a knowledgeable and aggressive legal team to represent your best interests. Fortunately, you have just found that team in Lutz Injury Law. We have the skill needed to gather and present evidence on your behalf to prove negligence and win you the compensation you need.
Personal Injury Protection in NJ
In New Jersey, all drivers are covered under Personal Injury Protection, or PIP. PIP is simply no-fault insurance, meaning that it doesn’t matter if you were at fault in causing the accident, you will still have at least some of your medical bills and lost wages covered. However, depending on your policy and the extent of your injuries, PIP may not be enough. If the cost of your injuries surpasses the amount of PIP coverage you have, you should consider filing a personal injury lawsuit.
Hit by an Uninsured Motorist?
Many people worry about what will happen if they were struck by an uninsured motorist. Fortunately, the answer is simple. The state of New Jersey requires all motorists to purchase UM Insurance or Uninsured Motorist Insurance with the limited coverage amounts of $15,000 for injuries sustained by a single person in a car accident, $30,000 for injuries sustained by everyone involved in the accident, and $5,000 for any property damage caused by the accident. That being said, this may not cover the entirety of your injuries. In this case, we can help you file a claim against your own insurance company to win you the full compensation you deserve.
The Statute of Limitations
In New Jersey, the statute of limitations states that people injured in car accidents will have two years from the date of their accident to take legal action against the negligent motorist. Though this may sound like a lot of time, the truth is, the sooner you bring your claim to our attention, the better. We are ready to begin the claims process immediately–all you have to do is ask.
Why should I choose Lutz Injury Law?
Generally speaking, insurance companies do not have your best interest in mind. That is why the most important thing you can do is retain the services of an experienced and trusted legal advocate to fight on your behalf. Edward C. Lutz, Esq. is a certified civil trial attorney by the Supreme Court of New Jersey, and for decades, he has represented individuals wrongly injured in car, motorcycle, truck, and bus accidents, as well as pedestrians who have been struck and injured by motor vehicles.
Lutz Injury Law is well-equipped to handle your legal matter from beginning to end. We are proud to say that if we don’t win your claim, you won’t have to pay a dime–that’s right–we handle claims on a contingency fee basis, which means that you do not pay unless we win. Contact Lutz Injury Law today to learn more about how we can help.
When a car accident results in bodily injury to the driver or passengers, many legal issues and questions tend to arise. Some of these include:
- Who pays my medical bills?
- How do I get compensated for my lost wages?
- Should I give the other driver’s insurance carrier a recorded statement?
- Can a claim be made against the responsible driver for my pain and suffering and disability and impairment?
- How much time do I have to make a claim?
- What is meant by a “verbal threshold” or “limitation on lawsuit”?
These questions represent a few of the concerns frequently presented by clients who contact our office.
Contact a Morris County Car Accident Attorney
With over 30 years of experience, Lutz Injury Law has the skill and knowledge needed to effectively represent your interests throughout your car accident case. Our firm understands how overwhelming a car accident can be, which is why we are here to help you recover the compensation you deserve for your physical, emotional and financial burdens caused by the accident. To discuss your case with a legal team you can trust, contact Lutz Injury Law today.