Can I Sue If I’m Injured in a NJ Construction Accident?

Construction site accidents are among the most devastating. If you have been hurt, you may be wondering what your legal options are. This blog explains your right to compensation and how an experienced Morris County Work Injury Attorney can help you determine the best course of action. 

Who Can I Sue After a Construction Accident in New Jersey?

If you have been injured in a construction accident in New Jersey, you may turn to your employer’s workers’ compensation insurance. While workers’ compensation offers coverage for medical expenses and a portion of lost wages, irrespective of who caused the accident, it does not cover your intangible losses. For this reason, it is vital to consider all of your legal options.

In some cases, you may have the right to file a third-party lawsuit against liable parties, such as owners, general contractors, subs, and equipment manufacturers. Consulting a Morris County work injury attorney is in your best interest, as they can assist you in determining the appropriate course of action for your unique case.

What Types of Compensation Can I Seek Beyond Workers’ Compensation?

Workers’ compensation does not cover non-economic damages. When you file a third-party lawsuit, you can seek compensation for pain and suffering. This refers to the physical discomfort, emotional distress, disfigurement, and loss of enjoyment of life you endured as a result of your injuries. Since construction accidents often result in life-altering injuries, which impact far more than just your lost income—itaffects your mobility, sleep, social interactions, and day-to-day life.

Although workers’ compensation can cover a portion of your lost wages and medical bills, it doesn’t account for all of your losses. A third-party lawsuit allows you to seek compensation for the full extent of your damages, including reduced future earning capacity if you can’t return to your prior position and future medical expenses if you require long-term care.

How Can a Morris County Work Injury Attorney Help?

New Jersey construction accidents involve numerous entities. Our legal team will examine pertinent paperwork and speak to witnesses to figure out exactly who is responsible for your damages: property owners, contractors, safety consultants, and manufacturers. Identifying all liable parties is essential to recovering the compensation you need to get your life back on track.

Depending on the unique circumstances of your accident, you may not have to choose between a workers’ compensation claim and a third-party lawsuit. It should be noted that workers’ compensation insurers are entitled to be reimbursed from your lawsuit proceeds. As such, your firm will coordinate your cases so you don’t jeopardize your benefits or settle your lawsuit in a manner that damages the other.

At Lutz Injury, we are prepared to compile all medical and job site records, enlist construction safety experts, and interview witnesses who may be able to corroborate your version of the events. We are equipped to advocate for your rights and negotiate for a fair settlement. If insurers are playing hardball, we will represent your interests in court. Connect with our firm today to schedule a consultation. Having an experienced attorney on your side can make a significant difference in the outcome of your case.