In recent years, ridesharing services like Lyft and Uber have skyrocketed in popularity, becoming New Jersey residents’ most coveted resources. With the convenience and accessibility of ridesharing services, indivduals can easily travel to and from their destinations safely. That said, the unfortunate reality is that, like other cars, Lyft accidents happen daily due to negligence. If you have been seriously injured in a Lyft accident as a passenger, it’s essential to understand your legal options, as you may be entitled to compensation for the damages you have endured. Please continue reading to learn who can be held liable and how our experienced Morris County Uber/Lyft Accident Attorneys can help you recover the compensation you deserve.
Who is Responsible for Damages in a NJ Lyft Accident?
The degree to which Lyft is liable for damages in a car accident involving one of its drivers depends on their status at the time of the collision. One of the reasons these accidents are so complex is that drivers who provide rides through Lyft and other ridesharing services are considered independent contractors instead of employees of the company they drive for. To become a driver for Lyft, you only have to possess a valid driver’s license and an insured automobile and meet a few other requirements. However, Lyft drivers do not receive special safety training. This means inexperience can increase the likelihood of an accident, along with other factors.
Since Lyft drivers are not classified as company employees, injured parties in a rideshare accident may be unable to hold the company responsible for their damages. While Lyft carries third-party insurance coverage, they will attempt to avoid responsibility for an accident. Nevertheless, New Jersey is a no-fault state. If you are injured in an accident, your insurance will help pay some of the costs associated with your damages, regardless of fault. All drivers in the state must carry personal injury protection (PIP) insurance. Therefore, you can file a claim against the Lyft driver’s insurance or directly against them to recover compensation for your losses.
Who is Liable When a Driver is Logged into the App and Accepting Rides?
As mentioned above, the accident’s timing can impact the determination of liability for your claim. When drivers are not using the app, they must rely on their issuance, and the rideshare service is not liable. If a Lyft driver is actively engaging in their role, transporting a passenger to their destination, Lyft will provide the highest level of coverage. Lyft’s insurance policy can cover up to $1 million in damages per accident. It’s important to note that Lyft drivers are not always at fault for rideshare accidents. In some cases, other parties are to be blamed. If this is the case, you can file a claim against the other party’s insurance to receive the funds you are entitled to.
As you can see, trying to hold the correct party liable for injuries can be difficult. That’s why it’s in your best interest to enlist the help of a determined Morris County Uber/Lyft accident attorney, who can help you hold responsible parties accountable for their negligence. At Lutz Injury Law, we are prepared to assist you in recovering the compensation you deserve. Contact our firm today to discuss your legal options.