What You Should Know About Independent Medical Exams in New Jersey


You have sustained injuries as a result of an accident. But in order to receive damages, you will need to pass an independent medical exam. If you require help navigating this process, please read on, then contact an experienced Morris County slip and fall attorney to learn what you should know about independent medical exams in New Jersey.

What you should know about independent medical exams in New Jersey

An independent medical exam evaluates an injured party by utilizing a third party, independent medical professional, who will issue an unbiased opinion on the injury. Such an exam forms the basis of the case for employers, attorneys, insurance agents and physicians. Doctors hired by insurance companies conduct these independent medical exams. That said, an independent medical examiner might have a vested interest in lying or understating your injuries in order to strengthen the insurance company’s case.

How do you refute an inaccurate independent medical exam in New Jersey?

If you want to refute a false or inaccurate independent medical exam in the state of New Jersey, you should undertake the following steps:

  • Do not exaggerate your symptoms
  • Build strong relationships with your treating doctors
  • Assume insurance investigators are surveilling you before and after the exam
  • Bring a trustworthy witness with you
  • Consult an experienced disability insurance lawyer

If you do not fight a false or inaccurate independent medical exam, your insurance company could terminate your benefits and you might need to work in order to cover your medical bills and other expenses.

How can a Morris County personal injury attorney help you?

Reaching out to a skilled Morris County personal injury attorney can make all the difference in the success or failure of your effort to recover damages for your injuries. An attorney’s role is to protect you, the plaintiff, and your rights, ensuring that the independent medical examiner adheres to the law. For example, the independent medical examiner has limits on what he or she may ask the plaintiff and state law strictly prohibits some areas of questioning, such as your medical history and how the accident occurred. A qualified legal professional will cut through all the noise and nonsense arguments and help bring your case to a quicker, more equitable solution. These cases can languish; do not yours be one of them.


If you have been the victim of the negligence of another in an accident, please contact my office as quickly as possible following the subject accident. It is important to consult with us early on so that we may begin the process of fighting for your rights in regard to any potential claim that you may have. The process is complicated and requires the expertise of a qualified New Jersey personal injury attorney. Contact Lutz Injury Law today.

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